ATI Individuals
Your personal advisor, always by your side
Income Tax · Utilities · Legal · Inheritance · Rental · Investment · Admin · ATI Contigo
You don't have to understand everything. That's what we're here for. We handle the complicated stuff so you can focus on what really matters.
Tell us what you need
Choose the situation that best describes you and we will show you how we can help.
Income tax
So you never pay more than you should
Income tax return
We prepare and file your return, checking every deduction you are entitled to
Draft review
We review the tax office's draft before filing so you do not overpay
Annual tax planning
Strategy to reduce your tax bill for the following year
Tax office requests
We represent you and handle any communication with the tax authority
Utility bills
Electricity, gas, phone and internet
Bill review
We go through your electricity, gas, phone and internet bills and spot wrong or excessive charges
Electricity supply
We check your tariff, contracted power and terms so you only pay for what you need
Telecoms
Mobile, fibre and TV: lock-in periods, charges and promotions that were never applied
Claims against the supplier
If you have been overcharged, we claim it for you until you get your money back
Legal assistance
In your everyday life
Bank fees and charges
We claim back fees, clauses and charges your bank should not have applied
Consumer claims
Your phone bill, a trip, an insurance policy or a repair gone wrong: we stand up for your rights as a consumer
Formal demands
We draft and send the formal demand you need to be taken seriously
Advice and defence
We advise you on any legal problem and, if needed, defend you in court
Inheritance
Estates and gifts
Inheritance processing
Full management from the death to the distribution of the estate
Inheritance and gift tax
Calculation, optimisation and filing of inheritance and gift tax
Estate planning
Wills, succession agreements and asset transfer structures
My Rental
Landlords and tenants
Tenancy agreements
Drafting, review and updating of contracts with full guarantees
Tax optimisation
Which expenses are deductible and how to maximise net income
Tenant disputes
Legal advisory for non-payment, damage or early termination
Rent updates
CPI, review clauses and everything related to current tenancy law
Investment & Savings
Retirement and planning
Retirement planning
Long-term savings strategy tailored to your situation
Funds and investments
Tax treatment of investment funds, ETFs and financial products
Capital income
Income tax on interest, dividends and capital gains
Pension plans
Contributions, withdrawals and tax optimisation of pension plans
Personalised portfolios
Savings strategy aligned with your profile and time horizon
Admin Procedures
Day-to-day admin
ID, NIE and passport
Application, renewal and support for any identity or immigration procedure
Digital certificate and PIN
Obtaining and setting up your digital certificate and electronic ID access
Residence registration
Registration, address change and certificates from the local council
Benefits and subsidies
Minimum income, unemployment benefits and public grants: we find what you are entitled to
Social Security procedures
Pension queries, retirement, registrations and employment history
Civil registry certificates
Birth, marriage, death, criminal record and other registry certificates
Your personal advisor, always available
A monthly fee that gives you access to our team for any tax, legal or financial question. Without every question costing you extra. No surprises.
Designed for people who always want a trusted person to ask, without having to wait for something big to happen before calling.
Unlimited consultations included
No extra charge for handling queries
Tax, legal and financial covered
Response within 24 working hours
Personalised attention, always the same team
Total peace of mind, fixed monthly price
Income tax return
We prepare and file your return, checking every deduction you are entitled to
Draft review
We review the tax office's draft before filing so you do not overpay
Annual tax planning
Strategy to reduce your tax bill for the following year
Tax office requests
We represent you and handle any communication with the tax authority
Insurance for every stage of your life
We advise you on insurance coverage for individuals. We find the solution that truly fits your situation and your budget.
How we work
Simple, clear and no surprises.
We listen
A first conversation without urgency or jargon. We understand your real situation before proposing anything.
We analyse
We review what you have, what you need and what you can optimise. With data, not guesswork.
We act for you
We take care of the paperwork and procedures. You get on with your life.
We stay with you
We don't disappear. For questions, changes or anything that comes up, there will always be someone on the other end.
Why ATI?
Because you deserve an advisory firm that treats you as a person, not a case number.
No jargon
We explain everything in plain language. No technical terms, no small print, no need to be an expert.
No lock-in
You work with us when you need to. No long contracts, no strings attached.
Everything in one place
Tax, bills, legal matters, inheritance, admin — one team that knows your whole picture.
Shall we talk?
Tell us what you need and we will tell you how we can help. No commitment, no jargon.